Credit performance

Loan & Advance

Three-year lending progress across crop finance, term loans, JLGs and SHGs.

Credit for farms, families and enterprise

KCCB advances short-term crop credit, agriculture term loans, SHG/JLG finance, personal and business loans, housing, transport, gold and secured loans.

A. Crop Loan — Kharif (₹ in lakh)

Year	Target	Members	Achievement
2022	26,000.00	80,561	24,536.79
2023	28,000.00	87,346	28,154.09
2024	32,000.00	92,201	31,638.54

B. Crop Loan — Rabi (₹ in lakh)

Year	Target	Members	Achievement
2022-23	25,000.00	83,618	25,554.81
2023-24	28,000.00	91,696	30,399.20
2024-25	30,500.00	92,635	32,291.77

C. Agriculture Term Loan (₹ in lakh)

Year	Target	Accounts	Achievement
2022-23	4,000.00	31	30.87
2023-24	4,400.00	4	13.92
2024-25	4,000.00	43	125.94

D. Joint Liability Groups (₹ in lakh)

Year	Target	Members	Achievement
2022-23	1,200	1,472	567.78
2023-24	1,200	2,201	851.16
2024-25	1,200	2,078	870.03

E. Self Help Groups (₹ in lakh)

Year	Target	Members	Achievement
2022-23	3,700.00	969	2,549.59
2023-24	4,500.00	1,028	3,673.68
2024-25	4,000.00	772	2,844.21