Keonjhar Central Cooperative Bank
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! Urgent on Re-KYC

Dear Customer, kindly visit your nearest KCCB branch with all KYC documents and two recent passport-size photographs for Re-KYC compliance as per RBI guidelines on or before 30 September 2026.

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Performance overview

Financial Position

Comparative financial position of Keonjhar Central Cooperative Bank.

Three-year financial snapshot

All monetary figures are in ₹ lakh. Figures for 31 March 2025 are unaudited.

Financial position

₹ in lakh
Sl. Particulars 31.03.2023 31.03.2024 31.03.2025*
1(i) Share Capital — Society 4,540.08 4,952.41 5,337.15
1(ii) Share Capital — Nominal Member 238.48 273.95 293.67
1(iii) Share Capital — Govt. 1,454.70 1,554.70 1,554.70
Total Share Capital 6,233.26 6,781.06 7,185.52
2 Reserve 2,934.60 3,499.49 3,819.38
3 Own Fund 9,167.86 10,280.55 11,004.90
4 Deposits 65,737.29 69,703.47 77,074.58
5 Borrowing 35,794.75 36,986.12 40,086.12
6 Loans and Advances 57,865.68 61,307.63 64,131.27
7 Demand — Principal 66,421.84 94,966.28 79,180.27
Demand — Interest 6,503.28 14,170.83 7,094.02
8 Collection — Principal 55,551.78 84,535.555 68,879.18
Collection — Interest 4,893.88 11,666.93 4,675.07
Collection % — Principal 83.63% 89.02% 86.99%
Collection % — Interest 75.25% 82.33% 65.90%
9 Investment 60,520.15 61,878.20 74,976.14
10 Working Capital 1,27,308.70 1,35,713.67 1,49,620.71
11 Cost of Management 911.10 1,351.78 1,368.19
12 Cost of Management % 0.72% 1.00% 0.91%
13 Per Employee Business 1,414.54 1,596.63 1,681.13
14 Per Branch Business 6,700.46 7,142.82 7,481.04
15 N.P.A. 6.04% 5.65% 4.96%
16 Net Worth 8,663.40 9,423.02 10,386.64
17 CRAR 15.54% 16.21% 16.64%
18 Profit 285.43 298.50 312.35
19 Audit Classification B+ B+ B+
20 CD Ratio 88.03% 87.95% 83.21%