Audited financial statement

P&L A/c & Balance Sheet

Financial position of The Keonjhar District Central Co-operative Bank Ltd. for 2025-26.

Year ended 31 March 2026

Balance Sheet and Profit & Loss Account

All amounts below are in thousand.

As on 31st March 2026 (Amount in Thousand)

Particulars	Schedule	As on 31.03.2026 (Current Year)	As on 31.03.2025 (Previous Year)
Capital and Liabilities
Capital	1	7,92,810.02	7,18,552.10
Reserves and Surplus	2	4,14,469.93	3,81,937.74
Deposits	3	76,40,939.34	77,07,457.67
Borrowings	4	41,17,386.81	40,08,611.81
Other liabilities and provisions	5	24,10,622.74	21,45,511.70
Total		1,53,76,228.84	1,49,62,071.02
Assets
Cash and balances with Reserve Bank of India	6	35,032.48	26,147.75
Balance with banks and money at call and short notice	7	2,52,936.28	5,71,593.41
Investments	8	81,06,551.00	74,97,614.10
Advances	9	65,33,376.25	64,13,126.62
Fixed Assets	10	55,621.11	46,103.20
Other Assets	11	3,92,711.72	4,07,485.94
Total		1,53,76,228.84	1,49,62,071.02
Contingent liabilities	12	1,51,778.09	1,53,995.70
Bills for collection

For the year ended March 31st 2026 (Amount in Thousand)

Particulars	Schedule	As on 31.03.2026 (Current Year)	As on 31.03.2025 (Previous Year)
I. Income
Interest Earned	13	10,35,399.43	9,99,320.52
Other Income	14	44,035.23	2,487.14
Total		10,79,434.66	10,01,807.66
II. Expenditure
Interest expended	15	6,14,461.26	5,94,818.94
Operating expenses	16	1,51,858.36	1,49,125.24
Provisions and contingencies		2,64,971.24	2,26,628.55
Total		10,31,290.86	9,70,572.73
III. Profit/Loss
Net profit/loss(-) for the year		48,143.80	31,234.94
Profit/loss(-) brought forward		-	-
Total		48,143.80	31,234.94
IV. Appropriations
Transfer to statutory reserves		7,811.43	7,465.11
Transfer to other reserves		21,239.76	20,298.34
Transfer to Government/ proposed dividend		2,186.45	2,089.54
Balance carried over to balance sheet			-